Your money,
finally on
the right path.
Track spending, set budgets, hit savings goals, and get AI-powered advice — all in one beautiful app.
✓ Free forever · ✓ No credit card required · ✓ Set up in 2 minutes
FEATURES
Everything you need to
budget smarter.
Built for people who want real control over their money.
Spending Breakdown
See exactly where your money goes every month — broken down by category, merchant, and date.
Savings Goals
Define a target, set a deadline, and track your progress automatically as you spend and save.
Budget Alerts
Pathro notifies you before you overspend — not after. Stay in control of every category.
Bank Sync
Connect 12,000+ institutions and have your transactions imported automatically. (Premium)
AI Insights
Claude AI reviews 90 days of your spending and surfaces personalized recommendations. (Premium)
Net Worth Tracking
A single view of all your accounts — checking, savings, investments, and more.
HOW IT WORKS
Up and running
in minutes.
Create your account
Sign up in 30 seconds. No credit card required. Works on web and iOS.
Add your accounts
Connect your bank securely or enter transactions manually — your choice.
Set goals & budgets
Tell Pathro what you want to achieve. We track it and keep you on course.
PRICING
Simple, honest pricing.
Start free. Upgrade when you need more.
Free
For individuals getting started
- ✓Manual transaction entry
- ✓CSV import
- ✓3 savings goals
- ✓5 bill reminders
- ✓Spending charts
- ✓Budget tracking
- ✓6 months history
Premium
For serious budgeters
or $79/yr — save 34%
Start Free Trial →- ✓Everything in Free
- ✓AI auto-categorization
- ✓Investment tracking
- ✓Unlimited goals & bills
- ✓Full transaction history
- ✓AI Insights (Claude)
- ✓Advanced reports
- ✓Ad-free experience